Set the Signing or Closing Appointment
The signing of your closing documents will occur remotely whenever possible (subject to state restrictions*). If signing remotely is not an option, then your escrow officer will reach out to schedule the in-person signing with all parties who must sign the final documents.
*remote notarizations are not available in CA, DE, WI, and IL.
Review the Closing Disclosure
The closing agent and lender together will prepare a Closing Disclosure, which is a statement that details your actual closing costs. You must review it prior to the closing. By law, the Closing Disclosure must be provided to youthree days prior to closing.
REVIEW THIS DOCUMENT THOROUGHLY. It is vitally important to review the document and to compare it to the original Loan Estimate you received from your lender. The closing costs should be very similar to the original estimate. If you see any errors or have concerns about variations in prices between the two documents, report them immediately.